In non-Jakebabble: Paul Ryan today (admirably) explained exactly how insurance works ... as his argument for how insurance doesn't work.
No, really. In his desperate, not-partisan-at-all effort to discredit the entire Affordable Care Act, he twisted the space-time continuum, mathematically eliminated the entire collective history of global economic learning, and used the very existence of something as immutable proof that it didn't exist.
Either he's actually too stupid and lazy to know how insurance works or he's engaging in intentionally deceptive demagoguery -- elaborately premeditated lying, actually -- to manipulate other people who are too stupid and lazy to know how insurance works.
And just in case you've forgotten: Paul Ryan and his family get free healthcare. Which may be the reason he's not too caught up on the nuts and bolts of insurance the way we commonfolk are.
AND BEFORE I FORGET: Here's Paul Ryan in his saggy workout costume and backward bro hat. Please do not laugh at him derisively. The poor man doesn't understand insurance, much less how not to look like a gym douchebag.